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The White Coat Investor

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Welcome New Readers!

Welcome to The White Coat Investor! We have a lot of fun here while we help each other to avoid doing dumb things with our money. All the information on the site is 100% free to you. There is a ton of information and we understand it can be overwhelming to the first timer, so we suggest you start here with this page. Thanks for stopping by and good luck with your finances and your practice!

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WCI Classics

How Much Money Do Doctors Make a Year? Salaries Have Yet Another Disappointingly Small Increase

According to a new survey, the average doctor's salary rose slightly in 2024. Here's what doctors make in a year.

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150 best investment portfolios

Best Investment Portfolios — 150+ Portfolios Better Than Yours

A good investment portfolio is diversified, low-cost, passively managed, and consistent with your risk tolerance. Which one is best for you?

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Financial Waterfalls for New Residents and Attendings

Learn what tasks to do first using these waterfalls for residents and attendings, so you can manage your money.

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The 2026 Retirement Plan Contribution Limits

The contribution limits for 401(k)s, 403(b)s, IRAs, and HSAs will change for 2026. Here's what you need to know.

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disability insurance

Physician Disability Insurance

Disability insurance is crucial insurance for the vast majority of physicians to secure. Buy it right the first time, and you may never have to do it again.

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Hippies

How to Do a Backdoor Roth IRA

This Backdoor Roth IRA tutorial takes you step-by-step through the contribution process including Form 8606, tax implications, common mistakes, and lots more.

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Latest Posts

The WCI Champions Program

Apply to be a WCI Champion today, and you could make a difference of millions of dollars to your classmates.

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Building a Balanced Portfolio with Asset Location and Allocation

Answering listener questions about asset location, TIPs (when and if you should use them), and whether it is too risky to have a 100% stock portfolio.

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real estate investor

How We Became Actual Real Estate Investors

Until this year, we had never owned an actual residential investment property. Here's how we went about finding the (hopefully) perfect spot.

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waiting until age 70 for social security

How to Wait Until 70 for Social Security Without Spending Less

How can you wait until age 70 for Social Security but still spend more in the years before then? Here are some ideas to try.

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financial advisor ideal

What Would Your Ideal Financial Advisory Firm Look Like?

I've often asked myself, "If you could design a financial planning firm from the ground up, what would it look like?" Here's the answer.

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worst credit cards to get

The 5 Credit Cards You Absolutely Should Not Get

It’s hard to escape the topic of credit cards and the rewards that can make you a happy traveler. But here are five cards you should avoid.

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The White Coat Investor

A Doctor's Guide to Personal Finance and Investing

Financial Boot Camp

Financial Boot Camp

Guide For Students

Guide for Students