Glide paths are a heavily used investment concept where you reduce risk as you go through life. But maybe we should be asking a lot more questions about them.
Stock market investors are often blissfully ignorant of the advantages of real estate and are afraid to put a little work into their investments. Real estate investors are often afraid of market volatility, ignorant of basic investing principles, and unwilling to take advantage of retirement accounts. They have a lot to learn from each other.
I've decided to liquidate my Peer to Peer Loan investments, primarily at Lending Club. While I certainly made money, it's time to move on.
When evaluating a real estate investment, you have to look under the hood. And when you get under there, you better know the difference between a radiator and an alternator. You don't buy a car just looking at the horsepower and you shouldn't buy an investment just looking at the projected return.
International stocks are solid investments worthy of your investing dollars, despite the fact that many US companies receive significant revenue from other countries. Allocating a reasonable portion of a public equity portfolio to international stocks adds valuable diversification.
Another option for investing in real estate is turnkey direct ownership. You have more control and tax benefits than syndicated shares but there are downsides too.