Readers: This page includes a list of recommended insurance agents. I have worked with many of them for years, although some are newer to me. All of the agents listed on this page are paid advertisers on the site but have been vetted by me. Prior to November 2015, this vetting process consisted of a review of their website and primarily emailed conversations/questions. Beginning in November 2015, I began requiring an application (see below) that you can review. I appreciate hearing feedback on these advertisers, both good and bad and will remove a recommendation if I receive repeated complaints of poor service.

Set For Life Insurance

Since 1993, Set For Life Insurance has been a national leader in helping thousands of physicians with their disability insurance needs. They have the largest portfolio of available exclusive discounts in the country. Set for Life also has the largest availability of unisex rates nationwide helping women save significantly. As independent brokers, they shop around and help compare plans to find the most suitable policy at the best available price. Jamie Fleischner, President of Set for Life, is known for her responsive, knowledgeable, and down to earth manner when working with her clients. Set-for-Life-Insurance-application

Term 4 Sale

Term4sale.com Hands down the best term life insurance comparison site on the web. No personal information required. After you see your quotes, it will list agents in your area. Term4Sale believes it is important to get competing advice from more than one agent.  As each agent appointed by the same company sells the same product for the same price, go with the agent who gives you the best advice.

Kaplan Financial

Kaplan Financial  Robert Kaplan, Certified Financial Planner™, specializes in serving the unique financial planning and disability insurance needs of physicians, providing insight and guidance throughout their medical careers. Founded in 1990 and serving a growing clientele of over 2,000 physicians nationwide, Kaplan Financial, and it’s team of advisors, is a recognized sales leader among disability and life insurers, enjoying unparalleled access to underwriters, special programs and discounts designed specifically for physicians at every stage of their careers, from residency through retirement. Kaplan Financial is the place to go for objective and experienced financial advice and high quality individual disability insurance. Kaplan Financial Application

PKA Insurance Group

Pradeep Audho is an Independent insurance broker and the owner of PKA Insurance Group Inc. He focuses on disability and life insurance. He represents most of the major disability insurance carriers. You can request a disability quote here.  Quotes will be provided within 24-36 hours. His website has an instant quote engine for term life insurance rates from over 30 carriers. Click here to run an instant term life quote.  Many of his clients are immigrant physicians and he understands the additional issues they may encounter when purchasing insurance products if in the US on a work-visa or as a non-US citizen.

MD Financial Services

MD Financial Services Scott Nelson-Archer, CLU, ChFC and Ryan Poindexter CFP, CLU, ChFC have 25 years of experience helping thousands of physicians around the country protect their future with disability income insurance and low cost life insurance. We offer “Own Specialty” disability contracts that pay when you are unable to perform the duties of your specialty, even if you retrain for another specialty or occupation. We pride ourselves on designing the right policy for each individual physician. For example, dual waiting period disability insurance may work better for your situation and save you money. Likewise with Term Life Insurance a laddered term life strategy can protect your family the right way and save you thousands in premiums over the years. Our 25 years of experience working with Physicians around the country cannot be matched!

Physician Financial Services

Physician Financial Services Lawrence Keller, CFP, CLU, ChFC, RHU, LUTCF is well-known to blog readers from a half dozen or more guest posts he has published over the years. He is also a frequent blog commenter on insurance related posts. Although I’ve never bought a policy from him, I’ve gone to him or quotes in the past and been very impressed with his knowledge and helpfulness.

MR Insurance Consultants

MR Insurance Consultants  Michael Relvas is an independent insurance agent and a CFP who advertises on the blog.  He’s very approachable and can help you with disability and other types of insurance.  He has helped many blog readers with insurance.

Dr. Disability Quotes

DrDisabilityQuotes.com Bob Bhayani, MBA is managing partner for a truly independent provider of disability insurance planning solutions to the medical community nationwide. Bob regularly lectures at hospitals and faculties regarding creation of income protection and risk management solutions. Bob has specialized in working with residents and fellows early in their careers to set up sound financial and insurance strategies. Bob has leveraged his decades worth of relationships with top insurance companies to deliver discounts to all eligible applicants. DrDisabilityQuotes.com is an interactive website where physicians are able to gain a wealth of knowledge regarding disability insurance and also run instant life insurance comparison quotes from various companies. Dr. Disability Quotes Application

Insuring Income and OmniMed Financial & Insurance

Insuring Income and OmniMed Financial & Insurance  Joe Capone, ChFC, LUTCF & Rick Warren, MBA – are independent insurance agents who specialize in working with physicians across the country. They are long time contributors & advertisers. Their approach is simple, efficient, and straightforward while also embracing the technology that you can find at their website, insuringincome.com . They will help you to select, review, and apply for disability and term life insurance. Use the instant term life quote tool HERE . No personal information required.  You can even start the application at the website in under 10 minutes.
All own occupation disability insurance carriers quoted. Offering discounts for all carriers (including Unisex pricing for females). They have a unique DI Quote Roll (auto filtered down to “Physician” quotes) that shows results from prior quotes so you don’t have to wait to get an idea of what is available. Request quotes for Disability Insurance from most carriers.
Insuring-Income-application

Insurance agents- Would you like to be listed here or buy a banner ad or newsletter sponsorship elsewhere on the site? Fill out the attached application and send it to cindy@whitecoatinvestor.com (CC editor@whitecoatinvestor.com for a faster response.) We’ll get back to you within a few days with an approval decision and pricing.

Application for Insurance Listing